Archive for November, 2008

Mortgage Rescue

Image Source: bigpicture.typepad.com

Due to the increasing number of mortgage-related crimes, Illinois Attorney General Lisa Madigan cautioned the public against schemes used by mortgage “rescue” companies to defraud homeowners with almost foreclosed properties. She said that deceitful characters lured homeowners who have lagged behind on their monthly house amortizations. These homeowners were promised that upon payment of an upfront fee, the con artists will negotiate with their lenders to lessen their monthly amortizations and homeowners get to keep their house. However, after collecting the so-called “upfront fee” these con artists are “gone with the wind”. In the end, the poor homeowners lost their money and their home too because most of them had their savings tied up with their home equity.

親和性詐欺


親和性詐欺とは何か。 これは不動産用語で自分の宗教グループでの地位を使い、投資家の信頼を得ることをさす。 通常、地域の活動に積極的に参加する献身的なた宗教グループのメンバーに起こる。 親和性詐欺は被害者が高い信頼と信用と詐欺師におくため、特に破壊的である。 頻繁にこういった詐欺を行うものは高い倫理観や道徳基準を持っていると考慮され、グループ内で高い倫理的、道徳的な地位を持つ。 そのため被害者は詐欺が暴露され、自分の財政が危険に犯されても、自分達が利用されたと信じない。 詐欺師が自分達の投資を返却すると信じこみ、詐欺師を告訴することを拒否する者もいる。 悲劇的なことに、ほとんどの場合被害者は賃金労働者で、一生の蓄えを投資した人々である。